Automobile collisions are one of the most common reasons people find themselves in court with claims of personal injury. It can be hectic at best, and a serious or catastrophic wreck may even impact you for the rest of your life. But what does Ohio consider when you are seeking damages?
Findlaw goes into detail about the timeline and settlement of Ohio car collision claims.
Basic requirements of accident claims
In a perfect world, everyone has insurance. Ohio requires that every driver have minimum coverage that includes $25,000 for each individual in an accident and that amount again for property damage. Many uninsured must pay this out of pocket when they might not have it on hand.
Anyone in a collision must submit a crash report within six months at a certain damage threshold and file accident claims within two years. You will not recover anything after that two-year term, but this window allows for time in case chronic pain such as back or spinal pain persists over months.
Lesser-known aspects of damage recovery
Physical and property are the obvious damages. As the victim of a collision, you should recover those damages to your car and physical suffering. But the cost of this accident can spread throughout your life. You might disregard or undercut emotional damage in the moment — pulling yourself up by your bootstraps as they say. But you should not ignore mental trauma. A combination of factors, including lack of vehicle, loss of motion and mental impact, can lead to loss of work. It is important to consider every aspect of injury in your recovery.
